Important change for businesses: ban on the ban on pledging has been lifted as of July 1, 2025

Good news for suppliers and entrepreneurs who want to use their outstanding invoices as collateral for financing. Thanks to new legislation, companies are no longer be allowed to include clauses in contracts that prohibit transferring or pledging receivables.

Currently, it’s still common for buyers to include such a clause to prevent a supplier from assigning its receivables to, for example, a bank. They want to avoid unknown parties—like a financier—demanding payment.

The new law eliminates that possibility. Suppliers will have more freedom to use their outstanding invoices as security for a loan. Buyers can no longer block this.

For existing contracts that include such a ban, there is a three-month transition period. After that, these prohibitions will no longer be valid.

Note: this change does not apply to receivables from payment or savings accounts, or to receivables arising from credit or loan agreements involving multiple parties.

Do you have questions about what this means for your business? Feel free to get in touch!